We Help Improve Your Credit Scores

By removing the negative items that are holding your score back — here's how we can help:

Collections Accounts

When an account becomes seriously past due, the creditor may decide to turn the account over to an internal collection department or to sell the debt to a collection agency. Collection accounts have a significant negative impact on your credit scores.

Repossessions

Repossession hurts your credit score — it's one of the worst things that can happen to your credit. First, late payments leading up to the repossession damage your score, then the repossession itself appears in the public records section of your credit report.

Charge Offs

A charge-off is a debt a creditor has given up trying to collect after missed payments. Even though your account is charged off, you're still responsible for paying back the debt — and the charge-off can remain on your credit reports for up to seven years.

Late Payments

You have a 30-day grace period with your creditors before they can report it to the Credit Bureaus. We can dispute late payments based on inaccuracies of the date reported or make a request for a GoodWill Courtesy Removal.

Hard Inquiries

Hard inquiries can be harmful to your credit score and remain on your credit report for two years. We can dispute these based on inaccuracies or make a request for a Goodwill Courtesy Removal.

Student Loans And More!

Foreclosures, Short Sales, Bankruptcies, Tax Liens, Repossessions, Judgments, Personal accounts + More!

Ready to take control of your credit?

Schedule Your Free Credit Analysis & Consultation

TruFinancial Credit

Our Mission

Our mission at TruFinancial Credit Repair is to set your future up for success. Our goal is to help others repair their credit history at an affordable price, therefore giving our clients a fresh new head start on life.

(813) 838-4188

[email protected]

www.trufinancialcreditrepair.com